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For most people, finding the right home in Scranton, Pennsylvania is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Scranton, Pennsylvania lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Scranton within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Scranton that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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The City of Scranton is the county seat of Lackawanna County in Northeastern Pennsylvania, USA. As of the 2000 census, the city had a total population of 76,415 (2003 estimate: 74,320). After Philadelphia, Pittsburgh, Allentown, Erie, Upper Darby, and Reading, Scranton is Pennsylvania's seventh most populous municipality. Scranton is the geographic and cultural center of the Lackawanna River valley. It is the largest city located in a contiguous quilt-work of former anthracite coal mining communities including the smaller cities of Wilkes-Barre, Pittston, Forest City, and Carbondale. Scranton was incorporated as a borough on February 14, 1856 and as a city on April 23, 1866. -- Source: Wikipedia.com
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Census Data for Scranton, Pennsylvania
| Scranton | Pennsylvania | United States | |
| Population | 76,415 | 12,281,054 | 281,421,906 |
| Median age | 38.8 | 38 | 35.3 |
| Median age for Male | 36.5 | 36.5 | 34 |
| Median age for Female | 41 | 39.4 | 36.5 |
| Households | 31,303 | 4,777,003 | 105,480,101 |
| Household population | 71,539 | 11,847,753 | 273,643,273 |
| Average household size | 2.29 | 2.48 | 2.59 |
| Families | 18,112 | 3,208,388 | 71,787,347 |
| Average family size | 3.01 | 3.04 | 3.14 |
| Housing units | 35,336 | 5,249,750 | 115,904,641 |
| Occupied units | 31,303 | 4,777,003 | 105,480,101 |
| Vacant units | 4,033 | 472,747 | 10,424,540 |
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